Removal of HP (hypothecation) from RC in Gurgaon

Car Loan Paid ! What a relief and now the next big thing is the removal of hypothecation from the RC and really own the car :). This calls for a visit to the RTO office or in this case eSeva kendra situated at the ground floor of Mini Secretariat, Rajiv Chowk, Gurgaon

Just remember to carry the following documents for the smooth transfer of vehicle to your name & removal of HP from RC:

In original:
– Bank NOC (No Objection Certificate) Bank NOC is generally valid upto 3 months from the date of issue but check with your bank.
– Vehicle RC (Registration Copy)
– Original Form 35 (2 copies duly signed by the bank)
– Loan Closure Letter
– Affidavit (10 Rs Stamp paper)
Important : Keep a copy for your records as original NOC is submitted to the RTO.

Attested Copies:
– Valid insurance
– Valid PUC (Pollution Under Control) certificate
– PAN Card
– Address Proof (if you wish to change your address details in RC than you need to pay additional fee and a application on a plain sheet)

Tip : You can get the affidavit and all the documents attested right in the court premise. Total cost less than 100 Rs for everything.

The Visit to eSeva Kendra 07 July 2014

eSeva kendra is situated at the ground floor of the Mini Secretariat and easily reachble from NH8. It is a simple two step process comprising of verifying documents and deposit of fee.

Counter 4 – Earmarked for verification and submission of documents : Head straight to the counter for verification of documents. Inform the staff about change in address if any in advance for noting on application.

Counter 1 – Deposit of fee : The fee for removal of hypothecation is Rs 200 (Two hundred only) and for change of address is rs. 100 (One Hundred Only)

Once you deposit the fee go back to counter 4 and deposit the documents. You will get a receipt for the same mentioning the expected date of collection of new RC. This is usually 15 days from the day of application.

So, No bribe and whole process took less than 10 minutes.

The Visit to eSeva Kendra 28 July 2014

Received the updated copy of RC issued in my name  from counter 4 (less than 5 min). I applied for change of address also, the same was also updated.

Tip : You should get your RC laminated right away , this facility is available in the court complex.

Update: 25th April 2017

Thanks to comments by Sumit Sharma

1. eSeva Kendra work till 1 PM only

2. Fee has been revised to INR 250 for removal of hypothecation from RC

Update: 17th Jan 2018

Thanks to comments by AnilPuneet Taneja for updation on the latest process process for removal of HP from car at Gurgaon RTO.

You can pay the fee online and check the status of you application

07. July 2014 by Amit Gupta
Categories: Me , my family & life | Tags: , , | 49 comments

Comments (49)

  1. Thanks Amit Gupta.. When i needed, your post was on the top. Gaining courage after reading your posts Today I could make it to the RTO Eseva kendra in Gurgaon.
    Most of things were same as are shared in teh post but the counters may differ in some cases. As i remember the sequence was 4,1,3 in Hall at the back side and then payment in the first hall which was quite messy with no queues but whosoever can push in would get it done sooner. The charges were 250 for Removing hypothecation and 200 for issuing smart card RC (which i think was kind of mandatory) and 30 for speed post to your address. So i was charged 480 for removal of Hypothecation. The documents:
    (1)Original RC
    (2)Affidavit on 10Rs stamp(costs around Rs 00 from nearby court premises, they have all the format and i could get it done in Rs 80 with Notary stamp)
    (3) Copy of PAN/ADHAR – self attested
    (4) Documents which Bank provides – 2 copies of form 35, NO dues/ NOC document, Bank statement(if bank has provided just to show that the loan account balance is zeroed out)
    (5) PUC – self attested
    (6) Valid Insurance copy – self attested

    If address change is also to be done additional fees and current address proof is required and more importantly you have to tell the same loudly at the first counter only else they will miss it – it happened with a person just before me.

    Once you pay and get the receipt you again have to submit the documents at the last counter(4) and they will give back the receiving which you can keep for records. They said that they will send it through speed post and in case of any issues later it can also be collected at the same counter.

    So all in all 2 hrs and 480 (fees)+ 80 (Affidavit) + 30 (parking) almost 600 rs i could get it through.

    There still are so many touts who will lure you but it really is not needed. The system still has to improve much. FOr the same work i was quoted 2500 by and agent who was connected to Hyundai showroom from where i bought my vehicle.

    Saving 1900 in a day – Not Bad
    Hope it helps Guys!!

  2. hi team,

    I have submitted documents to remove HP on 15th March’18 but still has not received new RC.

    Could someone please tell me how much time it took for other to get new RC?

    And one more thing, i have checked status on parivahan site and its still showing approved.

    Please ans

    Varun Singhal

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  4. hello Amit,
    i just want to know about validation of Noc from bank.

  5. Thanks for the post. It’s helpful.

    Two questions:
    1. Can you give directions to reach notary to get stamp paper and attest documents.

    2. Affidavit – Do we have to submit blank stamp paper or get something typed and then submit?

    I have paid fee online at
    So hoping that I don’t have to do anything now at counter 1.


    • The Stamp paper and notary sits in the court complex only (walking distance)

    • Unfortunately, I am not able to do this online – getting the following on entering the details _

      “Combination of Registration/Chasis No is not valid!!!”

    • Submitted my application for removing hypothecation from RC @ Gurgaon RTO.

      Seems some change in steps hence sharing my experience.

      – I paid fee online (INR 200) before approaching RTO .

      – Went to Counter 4 with documents who checked if documents are complete.
      – I was then asked to goto counter no 1 for verification
      – Post that I was asked to goto other hall @counter 1 for fee payment (INR 250). This was over and above to what I paid online (INR) . I was told that w/o online payment, total fee would be INR 480
      – Next I was told to visit counter 4 again.
      – Counter 4 person then directed me to person on counter 2 who checked something.
      – Back to counter 4 and application receipt was given
      – I was told new RC would be sent by post after 15-20 days.

      Overall 1 hr time

      Note: Only Affidavit is required to be attested and rest of documents are accepted with self attestation.

      • Thanks a lot for updated info.

        I am thinking of going there in coming week. 9:30AM in the morning should be OK ?

        Where did you got that affidavit made ? Court next door ?

        • Yes sooner you go the better. It will also save you from parking hassle as later parking gets full and then people start parking as per their wish.

          For affidavit- enter the premise main gate and then first building will be where you have to get you RC work done. On right it’s the court building. Further right immediately outside boundary wall it’s covered place where many notary sits. They have standard templates available for all work.

          I reached at 11 so it took 1 hr but I believe going earlier will help.

  6. Hi Amit
    I want to remove HP from rc so please let me know can I send someone else to complete the process (friend or relative) or I’ve to do by self.

  7. Thanks for very informative post.

    I have a query: I got my car registered in Gurgaon as I was staying there on rent. Now that I have moved to my flat in Greater Noida, can address change be done without changing RTO.

  8. Hi Amit, i just wanted to know, should i attach electricity bill as an address proof, as we are on rent in Gurgaon DLF Ph-2.

  9. Thanks Amit for this post. This was really helpful in submitting my documents in just 15 minutes and spending INR 380. The Only thing one should ensure is the proper documentation. One should be ready with Attested copies of PUC, Insurance and PAN Card along with an affidavit on 10Rs. stamp paper. You can get this printed as well as attest these documents from court which is next to Mini Secretariat building. Would like to share few pointers :

    1. They work till 1 PM only

    2. Fee has been revised to INR 250 for removal of hypothecation from RC

  10. Hi Amit,
    Thats a great guidance. I went to RTO today there I found on a board that for address change one requires some form 33 and an affidavit on Rs 10 Paper. Is it true.

  11. Great Post Amit Gupta, You know what its been almost 1 month that i have taken NOC from my bank however i was unknown to the process to Get NEW RC wuthout bank hypothecation and i almost booked a midiator to do this process however i got my confidence boosted after reading your post … love u brother and keep helping the common public .

    Varun Chadha

  12. Small World! After reading the entire blog post my eyes went towards the left side of the post and i saw you! great job Mr. Gupta 🙂 You are helping loads of people through your posts. Great work, keep it up!
    Kriti Uppal

  13. Hello mates, how is the whole thing, and what you desire to say on the topic of this post, in my view its really awesome designed for me.

  14. Hi Amit,

    Post is very helpful! it gives idea about the process and documents needed. however, in Mini secretariat its all messy , they havent even mentioned the direcitons for e-seva kendra and then once you reach to e-seva kendra there are no counter numbers. but the counter numbers mentioned in this post should help us as you can ask there where is counter ##.

    i did not have anything as address proof, sole rent agreement is not acceptable, they either need bank address,phone bill/water bill, passport, gas connection etc, I did not had anything either. So i had to request a bit and he agreed to accept my address mentioned in company letter head .

    total it took me 1 hour to get everything , no bribe. but actual fee is 100/- but they charge 200/- openly.


    • Hi Amit,

      I am living on rent in Gurgaon & my car also registered to the same address. In this case what address proof he needs.
      Is it ok if i go with 2 address proof of my owner? or also need rent agreement for the current year?
      Plz reply.
      Thanks in advance.

  15. Hi Amit,

    Thanks for sharing this information and i submitted all documents and got acknowledgement receipt in total of 45-50 mins.

    They however charge INR200 for HP removal whereas fee is INR100.

  16. dear amit ji

    can you please guide me how to write a letter to rto about hypothecation removal on company letterhead

  17. Hi Amit,

    Do they ask residence proof as well if change of address is required. If yes, what document is acceptable?

  18. The fee for removal of hypothecation is Rs 100 only and not 200. They give receipt of Rs 100 only, 100 Rs is extra bribe they are charging in open.

  19. Amit, Thanks for your time and efforts in helping others.

  20. Is eSeva Kendra remains open on saturday also? pls let me know.

    thanks in advance

  21. Hi, Thanks for info.

    presently I am not in Gurgaon , can I send someone and get the hypothecation removed. will send across all documents.
    or is it mandatory for me to be there in person

  22. (Visit data: 27-09-2014)
    Thanks Amit, I followed same as you mentioned and found the process very easy. Some more things, one can do;
    Firstly, for address change one can use Form 33 ( inspite of application on plain paper for address change.
    secondly, for affidavit and attested copies, one can take help from notary sits close to e-seva kendra. It will take around 100rs and make a affidavit and attest all your duplicate copies and arrange them well in order.
    Whole process took around 1 hour and no need of agents or bribe.

  23. Thanks for sharing your thoughts. I really appreciate your efforts
    and I am waiting for your further write ups thanks once again.

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